Payments testing is about to get seriously intelligent: meet t3:insight

In early 2027, payment testing professionals using our flagship t3 platform will gain access to t3:insight – a conversational AI tool designed to bring a new level of intelligence and efficiency to daily workflows.

Iliad Solutions’ new agentic interface is capable of quickly unearthing test failure reasons and translating complex data into user-friendly, actionable information. With its ability to capture messages, logs, timings and exceptions at a bit level, you’ll be able to ask questions using natural language and get clear, rapid answers grounded in your actual test results.

t3:insight will enable you to realise AI’s true potential in the world of payments testing and certification for the first time – and allow your or your clients’ projects to go live faster than ever.

Result analysis and explanation

Your engineers will no longer need to manually trawl through thousands of ISO 8583 or ISO 20022 bit-level message logs to uncover why a field 39 authorisation failed or where a timing exception occurred. Instead, you’ll be able to query test results conversationally and ask for failure explanations and recommendations on fixes.

Enterprise-grade, secure deployment

Designed specifically for financial institutions, t3:insight will offer a client-hosted deployment with strict data isolation, full audit trails and rigorous authentication. Your sensitive transaction logs and proprietary specifications will remain fully protected and never leak to the public internet.

Conversational simplicity for every user

t3:insight will make data easy to understand for occasional users, business analysts and external partners. The aim is to shorten engineering cycles, turning quality engineering and quality assurance teams into payments experts. By providing instant context and guidance, generalist testers will be able to execute and troubleshoot complex payment scenarios much more quickly.

In-chat document upload

Payments testing professionals will be able to upload specs, reference documents or scheme guidance directly to an active testing assistant powered by Retrieval-Augmented Generation (RAG). Then, using interactive AI prompts, you will be able to guide your quality assurance team step-by-step through payment-specific scenarios, calling on relevant scheme rules and live test data to ensure full compliance without the need for manual rulebook searches.

Source attribution and model transparency

Every AI response generated will cite the evidence behind it, showing you exactly which test data or reference document informed each conclusion. For complete transparency, users will also be able to view the full reasoning chain behind the model’s thinking.

A roadmap for continued innovation

Once launched, Iliad’s developer team will be working on instant asset and protocol generation functionality. Anticipated to go live within 18 months, this will allow you to build t3 protocols, test templates and flows directly from specification documents, dramatically reducing the time required to go from raw specification to a production-ready configuration.

Find out how Iliad Solutions and t3:insight will change the way you analyse, certify and deploy payments systems.

See t3:insight in action.
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