Making large payments seamless
t3 provides enterprise-grade simulation and validation capabilities purpose-built for testing high-value payments across critical regional schemes, including Fedwire (USA), TARGET2 (T2) (Eurozone), CHAPS (UK) and regional RTGS platforms such as SAMOS (South Africa) and STR (Brazil). These systems are increasingly adopting ISO 20022, introducing added complexity to integration, validation and performance assurance. The demand for robust testing frameworks has never been greater.
With t3, institutions can simulate the full end-to-end lifecycle of high-value transactions—covering initiation, validation, routing, settlement and acknowledgement—within a controlled environment that reflects live operational conditions. This ensures seamless system integration, full compliance with scheme-specific rulebooks and successful onboarding or migration to new messaging standards.
The t3 platform supports the optimisation of straight-through processing (STP) by enabling detailed testing of routing logic, enrichment rules, exception handling and reconciliation accuracy. Financial institutions use t3 to identify processing gaps before go-live, streamline operations and minimise manual intervention in high-risk workflows.
Security and operational resilience are also core to our approach. By enabling stress scenarios, fault injection and performance benchmarking under varying volumes and conditions, t3 helps institutions assess their ability to maintain service continuity and fraud prevention under load—critical for meeting regulatory requirements and customer expectations.
Talk to Iliad Solutions to learn more
Whether you’re launching a new RTGS interface, migrating to ISO 20022 or enhancing your institution’s resilience posture, t3 delivers the tools and trust required to succeed in the high-value payments space.
